Remote Insurance Services Representative — 1099 Commission-Based
About the Role
We are seeking motivated, professional, and coachable individuals to join our team as remote Insurance Services Representatives. This is a 1099 independent contractor opportunity with commission-based compensation.
Representatives help individuals and families learn about life insurance, retirement strategies, and financial protection options. Candidates may work remotely and receive training, mentorship, and support while completing the necessary licensing and onboarding requirements.
Prior financial services experience is not required. Candidates must be willing and able to obtain the appropriate state life insurance license before presenting or selling regulated insurance products.
What We Provide
Remote Opportunity
Work remotely with a flexible schedule as an independent contractor.
Training and Mentorship
Access to ongoing training, team development calls, field mentorship, and support designed to help representatives learn the industry and serve clients professionally.
Carrier and Product Access
Licensed representatives may have access to multiple insurance carriers and product options, including life insurance, annuities, and retirement-focused solutions, based on state licensing and carrier appointments.
Growth Opportunities
Representatives who demonstrate consistency, professionalism, and leadership may have the opportunity to mentor others and grow within the organization.
Recognition and Incentives
Eligible representatives may qualify for performance-based recognition, bonuses, and incentive opportunities based on company and carrier guidelines. These are not guaranteed.
Responsibilities
- Educate individuals and families on insurance and financial protection concepts.
- Help clients identify needs related to life insurance, retirement planning, and protection strategies.
- Schedule and conduct virtual or phone-based client appointments.
- Follow company training, compliance, and ethical communication standards.
- Complete licensing, carrier appointment, and onboarding requirements.
- Build long-term client relationships through education and service.
- Participate in team development calls, training appointments, and mentorship activities.
- For qualified representatives, assist in developing and supporting licensed team members.
Qualifications
- Strong communication and interpersonal skills.
- Self-motivated and able to work independently.
- Professional, coachable, and organized.
- Sales or customer service experience is helpful but not required.
- Must be legally authorized to work in the United States.
- Must be able to pass a background check.
- Must be willing and able to obtain a state life insurance license.
- High school diploma or equivalent required.
Compensation
This is a 1099 independent contractor opportunity. Compensation is commission-based and is not guaranteed. There is no base salary, hourly wage, or guaranteed income.
Actual earnings vary based on individual effort, licensing status, client activity, production, training completion, and market conditions. Any examples of income, bonuses, incentives, or advancement discussed during the interview process are for informational purposes only and are not guarantees of future results.
Important Disclosures
- This is not a salaried employee position.
- This is not an hourly wage position.
- This is a commission-based independent contractor opportunity.
- A state life insurance license is required before presenting or selling regulated insurance products.
- Candidates may be responsible for applicable licensing, exam, background check, or state-related fees.
- No income, promotion, client volume, bonus, or incentive is guaranteed.
Job Types
Full-time, Part-time, Contract
Benefits
- Flexible schedule
- Remote work opportunity
- Training and mentorship
- Professional development support
Education
High school or equivalent required
Experience
- Sales experience preferred but not required
- Customer service experience preferred but not required
License / Certification
- Life Insurance License preferred, but not required at time of application
- Must be willing to obtain applicable state license
Location
United States required
Work Location
Remote
Apply Today
If you are professional, coachable, and interested in building a career in insurance and financial services, we encourage you to apply. Qualified candidates will be invited to an initial informational interview to review the opportunity, licensing process, compensation structure, and next steps. APPLY NOW by using this link: https://yourlifeyourfreedom.com/apply-now